NHS Top-Up Personal FAQs

How can we help? Healthcare can be confusing,
but we don't think it should be. Choose a topic to find out more.

Does the NHS Top-Up Personal cash plan cover pre-existing conditions?

Can I claim on my health cash plan straight away?

Which of the health cash plan benefits require GP or specialist referral?

Health screening - does NHS Top-Up cover mammogram & smear tests?

Can couples have different cover to each other?

What is the maximum joining age?

How do I make a claim?

How can I claim for contact lenses?

What are the joining criteria?

What next?

Buy online

Take out a plan online. It’s quick, simple and straightforward.

Contact us

If you’d rather talk to someone over the telephone, please give our highly trained and experienced UK team a call on 01823 625050