NHS Top-Up Corporate benefits & prices

Your staff don’t have to be ill to benefit from our NHS Top-Up Corporate cash plan - they can benefit from cash towards everyday healthcare costs. Three levels of cover and the option to add additional benefits puts you in control of tailoring the right plan for your staff and business needs.

Core benefits

LEVEL 1

From £2.12 per week*

LEVEL 2

From £3.46 per week*

LEVEL 3

From £4.50 per week*

Cash Benefits
75% or 100% reimbursement available

Dental Routine dental treatment (check-ups, scale and polish, x-rays, fillings and hygienist).
£65
£100
£150
Optical Eye tests and prescription glasses, contact lenses and prescription sunglasses.
£65
£100
£150
Therapies Physiotherapy, osteopathy, acupuncture, chiropractic care, homeopathy, chiropody or podiatry.
£200
£300
£400
Specialist Consultations A specialist consultation or 2nd opinion – giving peace of mind that a proposed treatment is right for you.
£150
£200
£250
GP Services Private GP consultation(s), diagnostic tests, vaccinations and prescription charges.
£50
£100
£150

Additional Benefits
100% reimbursement available

New Baby On the birth or adoption of a new child.
£50
£100
£200
Hospital Stay For each day/night spent in an NHS hospital (maximum of 20 nights).
£400
(£20 per day/night)
£700
(£35 per day/night)
£1000
(£50 per day/night)
A&E Attendance £20 for each visit to an A&E department.
£20
(max 1 visit)
£40
(max 2 visits)
£60
(max 3 visits)
NHS Car Parking Up to £300 for cancer treatment or £50 for other hospital treatment (as a patient or for visitors' parking when you are a patient).
Up to £300 on all levels
Employee Assistance Programme (EAP)
Included on all levels

Monthly premiums
Per corporate cash plan member

Reimbursement amount This is the percentage of eligible treatment costs we will reimburse, up to the annual benefit limit of the benefits marked above.
75%
100%
75%
100%
75%
100%
3-9 Corporate Cash Plan members
£4.85
£6.36
£9.11
£12.29
£15.14
£19.17
10 + Corporate Cash Plan members
£4.48
£4.85
£6.73
£8.99
£11.21
£16.76

* Prices based on one adult with core cover only and a reimbursement level of 75% where they are part of a scheme containing 10 or more employees. Weekly payments are not accepted, these are shown for illustration purposes only.

Extras to enhance the core benefits

Up to the maximum benefit limits shown

Annual benefit

Monthly premium

Scans and Screens A choice of a health screen (e.g. well man or well woman check) or benefit towards an MRI/CT scan or ultrasound if arranged by a specialist. We will only cover the cost of 1 health screen every 2 consecutive cash plan years.
£200
+ £1.10
Allergy Testing Tests for allergic reactions or food intolerances when performed by an Allergist who holds appropriate medical qualifications.
£80
+ £0.65
Dental Injuries Restorative dental treatment needed as a result of an external blow to the face, teeth or jaw. To claim, cash plan members must visit an A&E department (and call WPA) within 72 hours of the injury.
£10,000
+ £2.60
mycancerdrugs Up to £50,000 per person per lifetime for Targeted/Biological Therapies not available on the NHS; this benefit includes the drugs and the cost of administering these. Benefit will be removed at the renewal following a cash plan member’s 66th birthday.
£50,000
(lifetime benefit)
+ £4.50
(£10.55 for smokers)
Cosmetic Surgery Reconstructive plastic surgery to upper body (arms, face, neck and breasts) following an accident or injury.
£20,000
+ £3.10
Essential European Cover Supplementary EHIC cover up to £100,000 when in the European Economic Area (EEA) including Switzerland and Norway. Cover includes air ambulance (where medically necessary), hospital costs, x-rays, GP fees and 24/7 international telephone support.
£100,000
+ £1.10
Personal Accident A cash sum if a cash plan member has an accident or injury leading to the loss of sight, loss of a limb or the loss of the use of a limb.
£15,000
+ £0.65
Face to Face Counselling Confidential counselling over the phone on personal issues and, where clinically appropriate, onward referral to face to face counselling services. Available 24/7. If you choose this Extra it will apply to all corporate cash plan members.
6 sessions
+ £1.10

This table is a summary of the benefits available and is for indicative purposes only. All benefits are per person per cash plan year and up to the annual limits shown. Please refer to the 'Cash Plan Brochure' for further details and 'A Guide to Your Cash Plan' for full terms and conditions in the ‘Download documents’ section below.


Premiums quoted include Insurance Premium Tax (IPT) at XX%. This is subject to change should the level of tax change.

What isn't covered

As you’d expect, some circumstances won’t be covered in your plan. For example:

  • Any claims submitted more than 6 months after the treatment took place.
  • Treatment for allergic conditions.
  • Long term (chronic) conditions.
  • Injuries sustained through winter sports.
  • Childbirth, fertility or neonatal treatment (except new baby benefit).
  • Psychiatric conditions (except 24/7 helpline).

For a full list, please see ´What is not covered´ in 'A Guide to Your Cash Plan' available from the ‘Download documents’ section below.

Download documents

What next?

Contact us

If you’d rather talk to someone about becoming a member, please give our highly trained and experienced UK team a call on 01823 625247